All Cap Value

The investment objective is long-term capital appreciation through a portfolio of domestically-traded equities.  We focus the portfolio on 20 - 25 companies with reasonable valuations that we view offer the best opportunities for growth.  We seek out companies with scalable financial models, compelling secular growth characteristics, strong balance sheets and management teams that demonstrate a commitment to creating shareholder value, without constraining ourselves to specific sectors or market capitalizations.  Accounts are separately managed, long only and do not utilize derivatives. 

Value with Income

The investment objective is current income and growth through a portfolio of domestically-traded equities.  We focus on 20 - 25 companies that have divided yields greater than the broader equity market and offer the potential for future dividend growth.  We seek out companies with profitable business models, strong balance sheets and management teams that demonstrate a commitment of returning capital to managed, long only and do not utilize derivatives. 

Municipal Tax-Exempt

A long-term tax-exempt, fixed-income strategy placing emphasis on high-grade, general-obligation debt.  However, permissible investments may also include obligations such as revenue,  insured and appropriation bonds as well as pre-refunded issues.  Portfolio holdings have a credit rating of investment grade or higher and are structured to meet the income objectives of clients.  Accounts are individually managed and do not employ derivatives products to enhance portfolio results. 

Balanced

A fully invested long-term strategy designed to reduce market volatility by creating a balance between equity investments and fixed income securities.  The minimum equity allocation of the portfolio will be 50% constructed of 20-25 US trades companies.  All fixed income securities will have a credit rating of investment grade or higher and include U.S. Corporate Bonds, U.S. Federal Agency Securities and U.S. Treasuries. Accounts are individually managed and do not employ short selling or derivative products to enhance portfolio results. The fixed income component can be an adjunct to enter the All Cap Value or Value with Income strategies.

 

 

Investment Philosophy

The market is inefficient and frequently prices companies above or below their intrinsic value. We seek to profit from this inefficiency by doing our own analysis of the financial strengths, management, competitive positions, and assessments of future earnings potential of our companies. Successful investing is predicated on buying stocks at a discount to underlying value.

Investment Philosophy 

Our Team

Our team provides our clients with the highest standard of financial and investment advice to create a roadmap for your financial portfolio based on your unique investment objectives, liquidity needs, tolerance of risk and time horizon whether you have one investment goal or an array of complex needs, we put our investment knowledge and experience to work for you.

Our Team 

Security Selection

Each portfolio is separately managed and constructed to follow strict investment standards within the client’s goals and guidelines.  Also, as a fee based advisor our incentives are aligned with those of our client.

Security Selection